You are eligible if:

You are in your grace period.
You have entered repayment
You have eligible loans totaling over $7,500
($10,000 from some lenders).
You have not consolidated your federal student loans.
Or since consolidation you have acquired new student loans.

Which loan types are eligible to be included
in your Student Loan Debt Consolidation Loan?

- Subsidized Federal Stafford Loans
  (formerly Guaranteed Student Loans -GSL)
- Unsubsidized and Nonsubsidized Federal Stafford Loans
- Direct Subsidized Stafford Loans
- Direct Unsubsidized Stafford Loans

- Federal PLUS (Parent) Loans
- Direct PLUS Loans
- Grad PLUS Loans
- Federal Supplemental Loans for Students
  (formerly Auxiliary Loans to Assist Students
  (ALAS) and Student PLUS Loans)

- Federal Perkins Loans, formerly National Defense /
  National Direct Student Loans (NDSL)