Education creates success. Education creates opportunities.
Unfortunately, the cost of higher education keeps getting higher each year.
This Blog - www.StudentLoanDebtConsolidationSite.com
…will help you through the process of applying for federal financial aid
as well as other areas concerning finances and financing your college education.
If you’re wondering how you will pay the high cost of higher education,
the information contained […]

Federal Student Aid Information Center (FSAIC)
1-(800) 4-FED-AID - 1-(800) 433-3243
TTY users (for the hearing-impared) can call
1-(800) 730-8913
Callers in locations without access to 1-800 numbers
may call (319) 337-5665 (this is not a toll-free number).
The FSAIC staff can answer your federal student financial
aid questions and can give you all the help you need -FREE -
including:
* information about […]

When the borrower of a Student Loan graduates, leaves school, or drops
to a less than half-time status this date is called the Separation Date.
The separation date is used to determine the loan’s grace period and
the date the first loan payment will be due.
The Direct Loan Program offers a range of repayment plans:
Standard Repayment plan -
fixed […]

As the hours count down for the last of 2006
some words to start off your New Year…
On this New Year Eve Day don’t stress out
or worry about anything, especially money/
Enjoy the holidays with your family and friends.
You will be healthier, wealthier, happier and
better able to enjoy life, if you make your
physical and mental health and […]

If you are just joining this blog for the first time,
to bring you up to date, so far we have discussed…
Student Loans - subsidized and unsubsidized loans,
Pell Grants, Federal Supplemental Educational Opportunity
Grants (FSEOG), Credit Reports and Credit History and
Student Loan Debt Consolidation.
The last thing we discussed was the Parent Loan.
We’ll continue with our discussion of […]

Studies show that two-thirds of students have significant
student loan debt coming out of college.
Ten percent of them owe $35,000 or more.
Are you one of them?
If so, don’t worry. This blog is designed for you to get back
control of your finances.

My name is Carl Willoughby.

I was a licensed agent and Registered Representative
with the Prudential Insurance Company.
I […]

Eligibility for a Student Loan Debt Consolidation
is based on a few simple criteria (depending on the lender).
You are eligible if:
1) You are in your grace period.
2) You have entered repayment
3) You have eligible loans totaling over $7,500
($10,000 from some lenders).
4) You have not consolidated your federal student loans.
If you have consolidated your student loans previously,
since […]

In the last century, with the advent of credit cards
and easy credit, the way in which we as a society
consume material goods has shifted radically.
For our grandparents, shopping meant buying
provisions to satisfy their physical needs.
Today, in addition to buying necessities,
we shop to indulge ourselves in luxuries.
eBay and the internet make buying those
$100 sneakers and the […]

Is Debt Consolidation A Good Choice for YOU?
For many people, consolidating their debts may
be a good choice. You get one loan and then
you only have to pay one loan each month.
Trying to juggle multiple loans from different creditors,
remembering which loan gets paid on which date,
writing multiple checks and making sure you have
enough money in your […]

If you are in debt from student loans and credit card
debt and having trouble paying your bills, you may
be able to decrease the amount of interest you are paying,
by consolidating your debt.
This can be done through a bank loan, a home loan
or home equity line of credit, a student debt consolidation
loan (for your student loans) […]