I graduated from Howard University a couple decades ago.
I don’t remember who spoke at my graduation ceremony.
But this year 2007, Howard University’s 139th graduating class
will probably never forget who spoke at their graduation ceremony.
Oprah Winfrey was the commencement orator.
Oprah Winfrey has long believed that education is the door to freedom.
The actress, talk show host, and […]

I just received the bill for my daughter’s enrollment
in summer school at St John’s University this year.
She will be taking 2 classes. 
- Spanish Level II - 3.0 credits
- Public Speaking Col - 3.0 credits ………
  for a total of 6.0 credits.
Guess how much it cost?
Language Lab Fee………… $25.00
Tuition: St Johns College……$5,238.00
University General Fee………$50.00.
Now, I may […]

In the last post I discussed what “NOT” to write on your
scholarship essay. Now I’ll give you a few tips about what
“TO” do on your scholarship essay to win.
But first, a little background.
In the old days (about 10 years ago, before everyone had a computer)
many scholarships were available… BUT not everyone knew about them.
Sometimes the […]

While I’m on the subject of “what NOT to write in your
scholarship essay, let me mention a couple more things…
1) Don’t talk about religion. It’s fine to have religious
convictions and many of the scholarship judges will
appreciate that, but it’s also one of the quickest ways
to offend that one judge who doesn’t agree with you.
2) Don’t […]

PLUS Loans
The law now allows for graduate and professional degree students
to borrow money from the PLUS program.
The terms and conditions that apply to parent PLUS Loans
which  are made to parents of dependent students, also apply to
PLUS Loans that are made to graduate and professonal degree students.
These terms and conditions include:
 - a requirement that the applicant NOT […]

Education creates success. Education creates opportunities.
Unfortunately, the cost of higher education keeps getting higher each year.
This Blog - www.StudentLoanDebtConsolidationSite.com
…will help you through the process of applying for federal financial aid
as well as other areas concerning finances and financing your college education.
If you’re wondering how you will pay the high cost of higher education,
the information contained […]

Federal Student Aid Information Center (FSAIC)
1-(800) 4-FED-AID - 1-(800) 433-3243
TTY users (for the hearing-impared) can call
1-(800) 730-8913
Callers in locations without access to 1-800 numbers
may call (319) 337-5665 (this is not a toll-free number).
The FSAIC staff can answer your federal student financial
aid questions and can give you all the help you need -FREE -
including:
* information about […]

When the borrower of a Student Loan graduates, leaves school, or drops
to a less than half-time status this date is called the Separation Date.
The separation date is used to determine the loan’s grace period and
the date the first loan payment will be due.
The Direct Loan Program offers a range of repayment plans:
Standard Repayment plan -
fixed […]

As the hours count down for the last of 2006
some words to start off your New Year…
On this New Year Eve Day don’t stress out
or worry about anything, especially money/
Enjoy the holidays with your family and friends.
You will be healthier, wealthier, happier and
better able to enjoy life, if you make your
physical and mental health and […]

If you are just joining this blog for the first time,
to bring you up to date, so far we have discussed…
Student Loans - subsidized and unsubsidized loans,
Pell Grants, Federal Supplemental Educational Opportunity
Grants (FSEOG), Credit Reports and Credit History and
Student Loan Debt Consolidation.
The last thing we discussed was the Parent Loan.
We’ll continue with our discussion of […]